In many cases, injuries on the job site can have a pronounced effect on your health and well-being. Workers’ compensation is supposed to provide monetary benefits and medical bills for employees hurt while working on the job. Though many workers’ comp claims are exceptionally straightforward, some can quickly scale the complexity ladder—prompting injured workers to ask themselves whether or not a workers’ compensation lawyer is necessary.
- When the Claim Is Denied
One of the main reasons why you should hire a Cook County workers compensation lawyer is when your claim is denied. Insurance companies can deny adding claims in a few ways: by framing the injury as not happening at the work site or accusing the worker of missing specific deadlines. If a claim is denied, a law expert can scrutinize the denial, collect evidence, and submit an appeal.
Following a denied claim, an attorney can audit the denial, collect evidence, and file an appeal. This can be a long process, and an experienced lawyer will know how to move through the system and provide an alternate opportunity for the worker to claim benefits.
- Old-age pension with Long-Term Disability
This often means a great deal of money in the case of partial and total permanent disabilities. Insurance companies frequently attempt to lower the compensation they pay in these scenarios. Having a workers’ compensation lawyer helps you ensure you get the proper amount of disability benefits and protects your rights to permanent disability and even a lump-sum settlement. These cases are almost always far more challenging because the damage is permanent, and this is where actual legal knowledge becomes very valuable.
- Crashing Your Account When a Settlement Room Only Covers Half the Expenses
If the insurance company settlement is insufficient to pay for your medical bills, lost wages, or future care, you need the intervention of an attorney. Insurance adjusters will give you a settlement much below what you should receive. A worker’s compensation attorney can review the settlement, deeming permanent partial impairment ratings, and negotiate with the insurance company on your behalf for just and appropriate reimbursement of your injury to cover all of your financial needs and medical needs.
- When Retaliation Occurs
But some businesses punish workers who file claims for workers’ compensation —cutting their hours, demoting them, or firing them. It is an illegal activity, and a workers’ compensation lawyer can safeguard you when it happens to you. Lawyers help with filing a claim for retaliation against the company and any losses regarding such(we may have been able to pursue claims a few years ago).
- Facilitator The Gatecrasher
In some situations, a workplace injury could result from the negligence of a third party, such as a contractor or manufacturer. If this happens to you, you may have the right to file a personal injury lawsuit and your workers’ compensation claim. An experienced lawyer can walk you through the difficulties of filing both types of claims and ensure you get compensated by every party responsible for your losses.
Final Thoughts
If you have a more complicated case, it is vital to protect your rights by hiring a workers’ compensation lawyer. Claim denials, inadequate settlements, and permanent disability cases experienced attorneys can have a significant impact on your claim. If you have been the victim of retaliation or third-party suit or need to appeal your original award, a lawyer will be able to help with the support and advocacy that is required to get the settlement you are due.
